My WordPress Blog Wed, 22 Apr 2020 15:18:07 +0000 en-US hourly 1 Fast payday loans that solve urgent money needs Wed, 22 Apr 2020 15:18:07 +0000

Lender bank: Analysis and opinion

Lender bank: Analysis and opinion

Highlights: Quick loan of $ 300 to 30 days

 Lender bank is a Spanish company committed to innovation, pioneers in offering loans online, implementing applications via SMS or mobile applications, always looking for ways to facilitate the application for fast payday loans that solve urgent money needs.

When it comes to applying for a quick mini-credit, is it possible to receive a 10 service and have the money in 10 minutes? Yes, and hence the name of the company that has set itself such objectives: Lender bank

Requirements to request a credit in Lender bank

Requirements to request a credit in Lender bank

Precisely for this reason, not everyone has access to Lender bank credits. Obtaining a loan from this entity requires, as an inexcusable requirement, that we do not appear on any delinquency list such as Financial Credit Institution. Other companies do not give so much relevance to this fact, but Lender bank only wants to focus on clients with an impeccable credit history.

Apart from that point, Lender bank studies our solvency situation before responding, for which, a copy of certain documentation must be sent. Scanned DNI, as well as a bank receipt or the copy of the savings card where we must be account holders and with it Lender bank will make an assessment and decide whether or not to accept the granting of the credit.

Other necessary requirements are those relating to age and country of residence. We must be residents in Spain and be over 20 years old. It is also necessary to be owners of a mobile phone that we are owners of.

How much money can be requested from Lender bank?

How much money can be requested from Lender bank?

The maximum amount that we can request amounts to 750 USD, although in order to have access to that amount we must be a previous customer. If this is the first time that we have worked with them, Lender bank limits credit, as most companies do, to just 300 USD.

The return period ranges from a minimum of 5 days to a maximum of 30, applying higher or lower fees depending on this concept. Thus, if the requested amount is 300 USD and it is intended to return in a week, the cost of the service will be 42 USD, while if the term is extended to the maximum allowed, you will end up paying 96 USD for the same concept. Therefore, a short period should be established to avoid that the payday loan is too expensive.

How fast are Quick Lender bank credits?

How fast are Quick Lender bank credits?

As we explained at the beginning, speed of service is one of the flags of Lender bank. Once the documentation is received, the response is immediate, and if the bank in which we have the account coincides with one of those who regularly work with them, in 10 minutes the money will be available.

If this is not the case, the process slows down a bit more, since the transfer of funds is carried out by means of a transfer between different banking entities, which usually takes between 24 and 48 hours.

Repay credit

Repay credit

Applying for a quick credit has already been seen to be very simple. Just a few clicks and a few minutes are enough to have the money in the account. But sometimes returning it is not so much, since that money that we expected to receive is delayed for some reason and we find ourselves with an acquired commitment that we cannot face.

In this case, the best thing to do is to contact Lender bank and explain the situation so that they can offer us a solution to the problem. In many cases, it can be as simple as buying time requesting an extension, a management that, although it has its cost, gives us the margin we need to receive the expected money with which to repay the credit granted.

Once this incident is resolved, it is as simple as making a transfer and the credit will be satisfactorily settled. If for whatever reason this formula is not the one that best suits you for the repayment of the loan, they offer you other alternatives from the client area of ‚Äč‚Äčtheir website.

Apply for more than one credit

Apply for more than one credit

It is enough to review the conditions of the majority of fast credit companies to realize that they all agree on one point. It is not possible to request a new credit while there is one in force.

Lender bank, in its desire to innovate and go ahead, distances itself from this general trend and does grant that possibility. The information and conditions, however, are only communicated to us when we are active clients, since they are detailed in their client area.

We have already reviewed the characteristics of Lender bank. For some it will be an ideal company to solve their needs for fast money and others may have to look elsewhere, especially if they have problems with Financial Credit Institution. But if not, we can try them and draw our own conclusions about it.

Simply, we must go to the Lender bank website and complete the procedures. From the treatment and service received we can determine if they are the perfect choice for us.

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Guide to personal loans taken steps to turn any rid from the old to the new account Sat, 04 Apr 2020 15:42:22 +0000

From 25 November 2019, Infra bank entered Lender Bank. Consequently, the products distributed by Infra bank were no longer available. Those who owned a Best Bank current account will have already noticed that their IBAN has changed and Lender Bank has taken steps to turn any rid from the old to the new account. Best Bank’s internet banking has also retired, replaced by the one offered by Bper, for which you have already received your new credentials.

If what you are looking for is a loan, you may be interested in the loans currently offered by Lender Bank.

Infra bank presents a very simple line of financing for businesses and individuals. In fact, within the “private” section of Infra bank there is only one product, which is called Best Bank, while in the area reserved for companies there are two possible areas of competence. These bring together the loans that are used to increase or start the production activity on the one hand (see also Loans for craftsmen) and those that are used to feed or support ordinary management in carrying out the main activity on the other.

There is a lot of pressure on consultancy

There is a lot of pressure on consultancy

For companies, little information is offered, as there is a lot of pressure on consultancy. Therefore, in order to see if the alternatives proposed by Infra bank are in line with the needs of the company and what the conditions of personalization are, one must necessarily go to a branch of the banking group. Here, in all the various phases, from the request for the estimate to the evaluation of the possible adjustments of the conditions, up to the end of the evaluation phase of the practice, you are followed by highly competent personnel.

Considering the limits of amount

Considering the limits of amount

For the Best Bank personal loan, there are more precise indications, however also considering the limits of amount and duration which are very classic. The maximum amount that can be requested is 30,000 USD while the duration to be able to return all the capital reaches a maximum of 84 installments.

Infra bank has different durations depending on the amount requested. For example, for small amounts, the number of installments with which the monthly repayments are to be made cannot be equal to 84, but will be proportionally reduced, according to the “internal” combinations.

Duration of the loan remains fixed

Duration of the loan remains fixed

The rate that is applied for the duration of the loan remains fixed. If Best Bank grants the loan, it disburses it through a bank transfer. The repayments of the monthly installments must be made automatically by debiting your current account. Also in this case, there is no possibility to request an online quote, but you must go to a branch of Infra bank and evaluate the proposed conditions well (always starting from the request for a paper quote).

Today, in order to be competitive, a lender must offer a complete range of products: not only current accounts, but also payment cards, investments, loans and mortgages.

The personal loan Best Bank would seem to have just this function: to complete the offer of services/products aimed at retail customers. For users interested in online offers (see also Immediate online loans).

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What is re-credit? Sat, 04 Apr 2020 07:07:53 +0000


In the past, only a few could apply for a cash loan or loan. Nowadays, such commitments are available to most people, and obtaining them is not so difficult. However, it is worth knowing that when applying for financial assistance, we should obtain detailed information on the aspects that apply to it. One issue that borrowers do not quite understand is recrediting. What is it about and do we have to be afraid of it?

What is re-credit?

What is re-credit?

The redirection occurs when the customer has too many liabilities, and the monthly costs associated with their repayment are greater than half of the salary he earns. For example, our monthly payment is USD 3,000, and all installments resulting from loans or borrowings are USD 1,600.

In this case, we are dealing with a recredit, which may result in preventing the bank from applying for further assistance. Therefore, the credit change not only causes that banks will eventually stop granting us further loans, but also unduly disturb our financial budget.

As a result, borrowers may have considerable problems with covering living expenses and basic living needs. To understand the essence of this problem, it is worth considering, for example, how much it costs to use household appliances and what monthly expenses we incur.

In many cases, customers are applying for another cash loan, eg from parabanks, where – as you know – the verification process is not as strict as when we apply for banking assistance. Loan companies can provide a lot of support when we can’t cope with repayment, but is this always a sensible decision?

Who is affected by the phenomenon of re-crediting?

Who is affected by the phenomenon of re-crediting?

We already know what re-writing is, but one more important point should be clarified. Who most often encounters such a phenomenon and what are its reasons?

As statistics indicate, this state of affairs usually affects people who fall into a spiral of debt. Currently, a variety of products are available on the financial market, the acquisition of which is basically almost trouble-free. Various loans tailored to the needs of each client mean that payday loans and loans from parabanks are even applied for by young people who have recently reached the age of majority.

It is worth mentioning that using the help of loan companies is in many cases very helpful and necessary, especially when we need urgent cash to cover important expenses. However, it often happens that decisions about inference are taken too hastily and often without foundation.

In this situation, above all, the desire to raise more cash for entertainment or raising the standard of living wins. These types of activities can lead to serious financial problems that we don’t know how to get out of. As a result, we fall into another debt, we take more and more loans and we cannot keep up with their repayment.

It turns out that we spend most of our payment on paying monthly installments, and we don’t have much money to maintain. Not to mention the question of how much you should save to be able to live a decent level and at the same time have cash for a rainy day, which can be useful in an emergency.

Consequences related to re-crediting

Consequences related to re-crediting

The issue of loans for creditors has already been mentioned. However, it is worth explaining whether such a way out of the situation is right and can anyone use this type of solution?

It is obvious that when we do not have enough funds to pay debts, or on the other hand we pay the installments, but we do not have enough money, payday pay will be a good solution. However, we must remember that the decision to enlist it should be thought out and made wisely.

If we want to improve our material situation, we must choose an offer that will help us free ourselves from the vicious circle we fell into. After all, we don’t want to gain another liability on our debts account, which we will not be able to repay. We should know that a loan for creditors can be granted free of charge.

The first free loan is usually available to new customers. Most often, however, its maximum amount is fixed in advance, so you should read the details of offers available on the market. At the same time, it is also important that the majority of parabanks have this service.

The commitment, which is the loan when re-writing, will be perfect in the form of debt refinancing, ie in a situation where the funds that we get from a non-bank company will be used to pay our debts. In this case, we also get a new repayment date.

All adults who have citizenship, permanent address and a valid ID card can apply for loans for creditors. Currently, such assistance is also available to customers without credit check.

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Ordinary Pin Social Institute loan and device request: the procedure Tue, 17 Mar 2020 15:08:47 +0000


Online Pin Social Institute request and device

Online Pin Social Institute request and device

The Pin is a personal identification code that Social Institute assigns to the user (on request) necessary to access the online functions made available by the Institute. But how to proceed with the Pin Social Institute request? Let’s see in detail all the available procedures.

The Pin can be ordinary or device. Both allow you to access the online services of the Social Institute site (ISEE, Bonus Babies, Checks for the family, Social Institute mortgage request, etc.), however only those who have a device code can activate the procedure for the telematic request of the various services.

The ordinary PIN, on the other hand, allows only the consultation of the data relating to one’s pension or contributory position, and to view the characteristics and conditions of the online services.

In any case, it should be noted that users with an ordinary PIN code can also apply online, to block the possible expiry of the terms. However, the request will be processed only after the applicant has converted his / her Pin from ordinary to device.

Citizen Social Institute Pin request for online Social Institute services

Citizen Social Institute Pin request for online Social Institute services

Established to ensure greater security on the identity of the user, the device Pin is granted to the user only with correct identification. To obtain this code, in fact, it is necessary to go personally to an Social Institute office equipped with an identity document.

However, it is necessary to specify that the PIN code allows you to access only the Social Institute services available for your category of user, based on the personal characteristics and other data present in the archives.

In other words, a retiree cannot access the unemployment claim features. In the same way, a member of the Private Management will not be able to request the Social Institute ex Government Agency loans reserved for members of the Public Employee Management.

Device Pin Social Institute Request: how to get it and convert ordinary Pin

But how to request the Social Institute pin? Social Institute has defined several channels for requesting the PIN code. Users can in fact resort to both the online request procedure and to go directly to any Social Institute office.

However, the code assigned through the Contact Center or online request procedure is ordinary. Only by requesting the code at the Social Institute offices is it possible to obtain the device PIN: the user fills out and submits the request form, presenting a valid identity document.

It should be noted that it is possible to convert the ordinary Pin, obtained online or through the Contact Center, into a Device Pin using the online “Convert Pin” procedure available on the Social website, or by going to an Social Institute office.

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What you need to know about credit card price protection Fri, 13 Mar 2020 14:24:46 +0000

Credit card price protection is a lesser known credit card benefit than saying rewards, getting bonuses and introductory sentences. Price protection is an advantage that if you reimbursed the difference in price after a price reduction on an item you would have recently bought with your credit card. The price difference does not have to be with the same dealer to get the benefit. So if you bought a laptop for $ 800 and later saw it on sale with another retailer for $ 600, you can file a claim with your credit card issuer and get a refund of $ 200.

Price protection can save you hundreds of dollars if you use it, and if your credit card company still offers the benefit. Some credit card issuers are scaling back and even getting rid of benefits.


How to take advantage of price protection?

credit loan

It is usually a period in which you can make a claim. For example, you can have between 30 to 100 days to make a claim. There can also be a limit on each claim and a limit on the amount that you can claim each year. Certain items are excluded. These include automobiles, jewelry, cards, collectibles, plants, animals, and antiques. Items can also be excluded if the price drop is because the deal is out of sale or the item is being discontinued.


Does credit card price protection go away?

money loan

Chase and Fortunelender Group have recently announced that cardholders will benefit from reduction or elimination of credit card price protection benefits. Chase is eliminating a price on one of his credit cards. And Fortunelender reduced its Rewind coverage price to $ 200 for each transaction and $ 1,000 a year. Visa and American Express do not offer price protection.



Saving money without credit card price protection

credit cards

Because the process of monitoring and submitting a claim is so cumbersome, many consumers don’t take advantage of the offer. If your credit card issuer gets rid of price protection, you can continue to find ways to maximize the value of your credit card by taking advantage of other perks and earning all the rewards you can.

Shopping around and paying attention to sales cycles can help you get the best price on your goods, especially when it comes to large purchases. For example, you can plan your spending around big sales, like Black Friday, to take advantage of lower prices.


Many retailers still offer price adjustments

credit loans

Although the period is much shorter. You can take your receipt back to the dealer and simply ask for a price adjustment. They will either return the price difference in your original purchase method or give you a credit to use for a future purchase.

If you notice the item has gone on sale and you haven’t used it yet, you can return the item and pension it for lower price if the cost savings is worth it.

Credit card companies are constantly issuing new credit cards and changes to their existing rewards programs. Staying updated to the latest credit card deals can ensure you will qualify for the best deal for you.

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Do you already know how to check your credit bureau online? Here you will learn how to do it Mon, 09 Mar 2020 14:23:31 +0000

Checking the credit bureau online is very easy and necessary if you do not know how do not worry, it is very simple, you can also do it easily.

But why consult it? Normally many worry when asking for immediate personal loans because one of the requirements is the consultation of the credit bureau, for this reason, many prefer to opt for other measures such as borrowing money from a friend, a family member or an independent lender, without, however, this ends up being more damaging, because interest rates are higher or family members can cause problems if the money is not returned quickly.

What is the credit bureau?

What is the credit bureau?

Everyone talks about the credit bureau and constantly searches for loans without bureau online, or if they require something more urgent, they look for personal loan companies without checking bureau, but the truth is that all secure and guaranteed entities with a quality seal, do not offer loans without checking, why? Because the credit bureau is necessary to know what your level of indebtedness is and if you have any outstanding debt, they must protect your interests and those of your users.

If you get to see loans online without checking credit bureau, it may not be a reliable company, or if it is but they will ask you for many more requirements such as proof of income or work letters, so it is better to keep a high score or half high in the bureau and have no problems.

Although loans without collateral and without checking credit bureau are almost impossible to obtain, there are companies and financial entities that can lend you money while still in the Mexican bureau. For this they will ask you for more requirements and they will verify all your history very well, you could even have a slightly higher interest rate than normal.

Although if you do not know what the credit bureau is, it is very simple, it is the entity that is responsible for collecting all the financial information of people, there you will find everything, from credit card reports to mortgage loans or any loan you have walking. Actually the credit bureau is not bad, because you can have an excellent score and make companies offer you more products; so do not try harder to look for loans without checking the credit bureau, because everyone who has a financial product is already there.

How to check the credit bureau online?


Probably, if you are looking for credit cards without bureau you will have noticed that all banks and companies that offer them the same review it, however, they can get to approve them so you have a relatively low score, only with special conditions.

If you want to know what your score is or what appears on you in the bureau in case you want to request a credit online Mexico, you just have to enter the website and request the free consultation, remember that you can do it once a year, but, if you need to consult it more times, you can do it for a low cost. Do not fall into credit card traps without checking buro or fast online loans without buro, because everyone asks for it, the difference is if they give you the loan with a negative report or not.

You can request a copy of your report and score online, by mail or by courier to arrive in a physical paper at your address, the important thing is that you have control over the credit bureau and what it says there because even if some data is wrong you can request the change of it so that it does not affect your score.

Where to ask for loans online without a bureau?

Where to ask for loans online without a bureau?

Personal loans have revolutionized the financial system. In previous years, the way to ask for personal loans Mexico was going to the bank, making a very long line, filling a lot of documents and forms, and then waiting days, even weeks to know if it was approved or not. That changed thanks to these loans in Mexico. However, you have to be careful, because if the fees are not met, if they can easily affect your credit history.

Taking into account the above, if you are thinking of asking money from lenders, research and always look for the best financials in Mexico, read all the opinions of the company that most attracts your attention, as they are users who were in your shoes, most likely looking for credits online Mexico or the best loans online.

If you are already sure of the entity, ask them a question or call them to their customer service line, because if they know your situation in more detail, they can offer you immediate credits that also best fit all your needs and conditions.

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Student loan for exiles and repayment programs Sat, 29 Feb 2020 15:30:35 +0000

One of the most important options for college graduates is highlighted about student debt forgiveness or loan repayments. These programs offer to eliminate some or all of your student loans in exchange for choosing specific careers, military service, and even volunteer work.

Such programs can take anywhere from a few thousand dollars to over USD 100,000 in student loans. Ironically, many of these programs receive relatively few applications, indicating that many graduates are completely unaware of these opportunities.

Missing a loan


Student loan forgiveness programs are those supported by the federal government and cover loans issued through federal programs such as Stafford and Perkins loans. When you participate in one of these programs, parts of your debt are literally deleted from your lender’s books.

Repayment of the loan


Student loan repayment programs, which are more widespread than forgiveness programs, can be used to repay any type of loan, including private loans. Under these programs, you either receive additional funds that you can use to pay off your loan, or your employer made a payment directly to your lender.

Taxing student repayments and layoffs


The amount eliminated under a loan recovery or repayment program can be considered taxable income in the year received. In other words, if you have the next USD 5,000 in loans forgiven, it can increase your taxable income in the eyes of the IRS by an equivalent amount.

While this is not fun, it should not discourage you from using one of these programs, as the profits far outweigh the cost.

To prevent student loan forgiveness or employer repayment from becoming taxable, your student loan must specifically include provisions that can be forgiven.

These provisions must require you to work in certain professions, for specific employers, for a certain minimum period of time.

In addition, any repayment of a loan under the National Health Service Repayment Program or any state program that meets the requirements of the Public Health Services Act is considered tax-free.

Various student repayment and dismissal programs


There are literally hundreds of loan forgiveness programs available to graduates. Many times, professional associations in various industries will maintain a list of student repayment and write-off programs relevant to their profession.

Examples of some places to start exploring options for writing off or paying off student loans (by profession) include the following.

For teachers

The American Federation of Teachers has a funding database to find funding for your continuing education, professional development, and classroom. You also look for forgivable loan programs, teacher grants, and awards, classroom donation programs, and summer study and exchange programs.

For specialists in medicine, medicine, and mental health

With the typical medical school student entering the workforce with an average of USD 200,000 in student debt, the School of Medicine Association provides options for paying off and forgiving loans to healthcare professionals.

For lawyers and lawyers

Most attorneys graduate from law school on average with a USD 150,000 debt burden. The American Bar Association offers loan repayment and loan forgiveness strategies at the state and federal levels.

For public service and volunteer work

The Public Service Credit Recovery Program, created by an act of Congress in 2007, remains one of the best student loan recovery programs in existence.

The program offers the full benefit of federal forgiveness in exchange for skilled public service work, meaning it allows you to clear your outstanding federal credits in exchange for public service work such as teaching, nursing, or government positions.

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Installment loan for homeowners Fri, 14 Feb 2020 15:39:28 +0000

Buying a home is very attractive for various reasons: On the one hand, families have the greatest possible comfort in their own home and children can grow up optimally in this environment. On the other hand, a paid property in which you can live rent-free is an excellent pension.

Most of the private property buyers finance the purchase of a house with debt, and there are various forms of credit to choose from. It is particularly widespread to take out an installment loan for homeowners, which due to its high level of security has specific advantages for both the borrower and the bank.

Annuity loan for homeowners

Annuity loan for homeowners

As a rule, a loan for private construction finance is contractually designed as an annuity loan. This special form of installment loan is characterized by the fact that the same amount has to be transferred to the bank every month.

The installment consists of a repayment and the interest payment due. Since the amount of the loan is continuously reduced by the repayments, the interest portion falls, so that an ever increasing percentage of the monthly installment can be used for the repayment.

With such an installment loan for homeowners, the amount of interest is fixed throughout the term. For the borrower, this means that he has the highest possible degree of planning security. These real estate loans are usually closed over terms of at least 10 years, but often also for a much longer period. In many cases, after the end of the fixed interest period, there is a significant remaining amount that still has to be repaid. Then it is necessary that the borrower endeavors to obtain follow-up financing with the lowest possible interest rate.

Credit check and collateralization

Credit check and collateralization

In the case of an installment loan for homeowners, checking the creditworthiness is of particular importance. Because it must be ensured that the borrower will in all likelihood be able to reliably repay the high loan amount in accordance with the provisions of the loan contract over the long loan term. In order to check the creditworthiness, extensive information on the personal financial circumstances must be provided. In addition, supporting documents such as current salary statements or income tax notices from last year must also be submitted.

If there is no objection to the customer’s creditworthiness, the loan is approved. In order to protect the bank’s claims, a real security on the property is usually entered in the land register. If, contrary to expectations, the customer does not meet his obligations from the loan, the bank realizes the property, often also by means of a foreclosure, and uses the sales proceeds to settle its outstanding debts.

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With Company Loans You Have Flexibility And Credit Up To 10 Thousand USD Fri, 14 Feb 2020 15:28:52 +0000

Why choose a Lite Lender Company 2019 loan: advantages and online request

Why choose a Lite Lender Company 2019 loan: advantages and online request


Specialized in distance credit, the French company Lite Lender Company has achieved an important role in the international consumer credit sector in recent years. The merit is of a wide range of products, capable of responding to the needs of a vast and heterogeneous clientele. The Lite Lender Company loans allow you to meet various types of expenses, from the purchase of the washing machine, the costs of the dentist and the costs of furnishing the home. But let’s go into detail and see what are the advantages of the financing proposed by Lite Lender Company for 2019.

The Lite Lender Company offer consists of flexible products, which allow the customer to customize the loan repayment plan so that it is perfectly in line with their needs. Amounts of up to $ 10,000 can be obtained, to be returned with a repayment plan that reaches up to 72 months. And in case of difficulty, the customer has the opportunity to skip the payment of an amortization installment. Option that can be used a maximum of three times during the repayment plan, without having to pay any penalty.

Conditions Lite Lender Company loans and application submission


The Lite Lender Company loan request must be sent via the web, through the company’s official website (Lite Lender There is no need to print the application form, which is signed with the use of the digital signature. The procedure is completely online and very easy to perform. The evaluation of the request takes place within 48 hours from the submission of the application, accompanied by all the required documentation.

Another advantage that should not be underestimated is the absence of costs for opening the file, installment collection costs and for periodic communications. On the official website of the company there is a simulation service that allows you to make online quotes in a few minutes so as to know in detail the conditions applied to the loans.

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